Payment Policy

Effective Date: July 05, 2026

At DAVIES FASHION LTD, we aim to provide a straightforward and secure checkout experience. This Payment Policy explains the payment methods, processing procedures, and payment-related conditions applicable to purchases made through daviesfashion.org.

1. Accepted Payment Methods

Available payment methods are displayed during checkout and may include major debit cards, credit cards, and other electronic payment methods supported by our payment service providers.

The payment options available to you may vary depending on your location, device, currency, and other checkout conditions.

Please select your preferred payment method and follow the instructions displayed during checkout.

2. Payment Authorisation

When you submit an order, your selected payment method may be subject to an authorisation or verification process.

An order will normally be processed after payment has been successfully authorised or received.

If payment cannot be authorised, the order may not be completed.

Possible reasons for an unsuccessful payment may include:

• Incorrect payment information

• Insufficient funds

• Bank or card restrictions

• Payment provider security checks

• Expired payment methods

• Technical issues

• Transactions declined by the issuing bank

If your payment is declined, please verify your information or contact your bank or payment provider.

3. Payment Processing

Payments may be processed by independent third-party payment service providers.

These providers may securely process payment information in accordance with their own terms, privacy policies, security standards, and applicable legal requirements.

We do not request that customers provide complete payment card details through email, telephone, social media, or other unsecured communication channels.

4. Order Total

The total amount payable will be shown before you submit your order.

Depending on the order and delivery destination, the total may include:

• Product price

• Applicable discounts

• Delivery charges

• Applicable taxes or other mandatory charges

Please review the final order summary carefully before completing payment.

5. Currency

The currency used for a purchase will be displayed on the website or during checkout.

If your payment card or bank account uses a different currency, your bank or payment provider may apply currency conversion rates or additional charges.

Any such charges imposed by your bank or payment provider are outside our control.

6. Payment Security

We take reasonable steps to protect payment-related information and maintain a secure online shopping environment.

Where payment information is entered during checkout, it may be transmitted directly to or through secure payment processing systems operated by our payment providers.

For your own security, please never send us:

• Full card numbers

• CVV or security codes

• Online banking passwords

• One-time authentication codes

• Payment account passwords

by email or telephone.

7. Fraud Prevention

We may use reasonable security and fraud-prevention measures to protect our customers and business.

An order may be reviewed if information appears inconsistent, unusual, incomplete, or potentially unauthorised.

Where necessary, we may contact you to verify relevant order information.

We may decline or cancel an order where there are reasonable grounds to believe that a transaction is fraudulent, unauthorised, or otherwise unlawful.

Where a payment has already been received for an order that cannot be fulfilled for such reasons, an appropriate refund will be provided where applicable.

8. Payment Confirmation

After a successful purchase, we will normally provide an order confirmation to the email address supplied during checkout.

The confirmation may include:

• Order number

• Products purchased

• Quantity

• Price

• Delivery information

• Payment information or payment status

• Total amount paid

Please review your confirmation and contact us promptly if you notice an error.

9. Failed or Interrupted Payments

If payment is interrupted or fails during checkout, please do not repeatedly submit payment if you are unsure whether a transaction has already been authorised.

First check your order confirmation or contact our customer support team.

If a payment appears to have been charged but no order confirmation was received, please contact us with the relevant transaction or order information so we can investigate.

10. Duplicate Charges

If you believe that you have been charged more than once for the same order, please contact us as soon as possible.

We will review the transaction information and, where an actual duplicate charge has occurred, arrange an appropriate correction or refund.

Temporary authorisation holds may sometimes appear separately from completed charges depending on your bank or payment provider.

11. Refunds

Where a refund is approved or required, it will generally be returned through the original payment method.

Refund processing times may vary depending on the payment provider and financial institution.

Once we have processed a refund, additional processing time may be required before the funds appear in your account.

For returns and cancellations, please also review our Returns & Exchanges Policy.

12. Promotional Discounts

Where promotional codes or discounts are available, their specific conditions will be displayed with the relevant offer.

Promotional codes may be subject to:

• Expiry dates

• Minimum purchase requirements

• Product exclusions

• One-time-use restrictions

• Other stated conditions

Promotional discounts cannot be used to remove or restrict applicable statutory consumer rights.

13. Payment Disputes

If you have a concern regarding a payment or transaction, please contact us first so that we can review the issue.

Please provide:

• Order number

• Name used for the order

• Email address associated with the purchase

• Relevant payment information, without providing sensitive card security details

• Description of the issue

We will make reasonable efforts to investigate and resolve payment-related concerns.

14. Changes to Payment Methods

Payment methods available on daviesfashion.org may change from time to time.

We may add, remove, or temporarily suspend particular payment options depending on availability, technical requirements, payment provider arrangements, security considerations, or other operational circumstances.

The payment methods available at checkout will represent the options currently available for your purchase.

15. Consumer Rights

Nothing in this Payment Policy is intended to exclude or restrict any statutory rights or protections available to consumers under applicable law.

Where a refund, cancellation, or other payment remedy is required by applicable law, those legal requirements will apply.

16. Contact Us

If you have questions regarding payment, checkout, refunds, or payment-related issues, please contact:

DAVIES FASHION LTD
164 Heol Keir Hardie
Mid Glamorgan
Aberdare
United Kingdom
CF44 9AN

Website: daviesfashion.org
Email: payment@daviesfashion.org
Phone: +44 7378540825

For order-related payment enquiries, please include your order number whenever possible.

Last Updated: July 05, 2026